Looking for money earning apps without investment in 2025? 🎯 You’re in the right place! In this article, we bring you the ultimate list of 40+ trusted apps in India that can help you generate daily income from home. Whether you’re a student, homemaker, or anyone seeking a side hustle, these apps offer a simple and risk-free way to make money.

✅ With these apps, you can earn by completing small tasks, playing games, taking surveys, referring friends, and much more. The best part? You can instantly withdraw your earnings to your Paytm wallet, UPI, or bank account, making it super convenient and hassle-free.

💡Why You Should Read This Article Till the End

🔥Complete List of 40+ Apps: Get access to the most reliable money earning apps without investment that actually pay.

💸Proven Earning Methods: Learn step-by-step ways to earn ₹1000+ daily using these apps.

🚀Real Experiences & Tips: Discover real-life earnings, bonus offers, and expert tips to maximize your income.

💳Instant Payout Options: Find out which apps offer quick and easy withdrawals to Paytm or bank accounts.

💎What Makes These Apps Worth Trying?

🛠️User-friendly Interface: Simple and intuitive design for easy navigation.

💬Multiple Earning Options: From surveys, referrals, and gaming to affiliate marketing – you can earn in many ways.

💰No Investment Needed: You don’t need to spend a single rupee to get started.

💡Daily Payouts: Many apps allow you to withdraw daily earnings, helping you meet your financial needs quickly.

⚠️Caution: While these apps offer a great way to earn extra cash, it’s important to verify their authenticity before investing time or sharing personal information. Stick to the trusted and reviewed apps mentioned in this article.

👉 So, what are you waiting for? Scroll down and explore the best money earning apps without investment in 2025. Start earning from the comfort of your home today!

List of 40+ Money Earning Apps Without Investment

Check out these top 40+ money earning apps without investment in India. Here you will get complete information about these apps, so that you can use them properly and achieve your financial goals. There is no need for investment in them in the beginning. With the right use, you can earn from 100 to 1000 rupees daily. So let’s know these online earning apps:

Sikka Pro

Sikka Pro is a great app for earning online without investment in India. You do not need to invest a single penny in it and you can easily earn cash rewards. Just complete the simple offers given in the app and spin the daily wheel.

To earn more:

• Increase the offer completion rate and accumulate more coins in the Coin Pro wallet.
• Refer the app to your friends and get 50% commission of their earnings, that too for free.

How to get cash rewards:

By completing easy tasks on Sikka Pro, you can earn coins, which can be converted into cash rewards in the Coin Pro wallet. The good thing is that you can transfer them directly to the bank via Paytm, UPI or Amazon Pay.

So far 50 lakh+ people have downloaded this app. You get a bonus of ₹10-50 on signup. You can earn up to ₹20-240 on referral. You can withdraw your earnings instantly via Paytm, UPI or Amazon Pay once you have a minimum balance of ₹30.

👉 Join Sikka Pro and earn from home without investment!

Teen Patti Gold

Teen Patti Gold is a great earning app in India, developed by Taurus Platform. This is a great opportunity especially for students, as one can earn without investment.

My own earnings:

I have used this app for 7+ months and during this time I have withdrawn earnings of up to ₹1,04,000 through UPI and bank transfer, which is equivalent to an average of ₹15,000/month. The best part is that it does not require KYC.

Earning methods:

• Every install gets an instant reward of ₹20 and lifetime 60% commission.
• You can earn up to ₹16,000 daily by playing the game.
• Get a bonus of ₹100 on signup and an additional bonus of ₹200 on logging in for 7 consecutive days.
• You can earn ₹1,000+ daily by doing daily check-in, free wheel spin and hourly piggy bank break.

So far 10 crore+ people have downloaded this app. Many people are earning ₹7,000+ daily without investment.

👉 Join Teen Patti Gold, get free bonus and earn great money from home!

Swagbucks

Swagbucks is a trusted earning app in India where you can earn money by taking surveys and sharing your opinions. Through this, you can win gift cards, cash and rewards.

Earning methods:

• Points are earned by taking surveys, watching videos, playing games and shopping online.
• You can also earn more points by referring friends and family.
• These points can be converted into gift cards or cash.

On registration, you get 500 SB points bonus, which you can convert into cash. The minimum withdrawal threshold on Swagbucks depends on the redemption method. For PayPal cash, you typically need 2,500 SB points, which is equivalent to $25. For gift cards, the minimum threshold can be as low as 300 SB points or $3. You can find more information about Swagbucks’ withdrawal options here.

Swagbucks offers its users several options to convert their earned SB points into rewards. The main options are as follows:

PayPal Cash: You can convert your SB points into PayPal cash. The minimum threshold for this is 2,500 SB points (about $25).

Gift Cards: Swagbucks offers gift cards for Amazon, Walmart, Starbucks, and other popular retailers. Some gift cards can be redeemed for as little as 300 SB points ($3).

Prepaid Visa Cards: You can also get prepaid Visa cards in exchange for your points, which can be used like cash at most places.

Donation: Swagbucks also gives you the option to donate your points to various charity organizations.

For more information on these redemption options, you can visit the official website of Swagbucks.

👉 Join Swagbucks and get a chance to earn from home!

EarnKaro

EarnKaro is a trusted earning app in India where you can earn money through affiliate marketing. The platform is in partnership with 200+ online shopping sites (fashion, grocery, electronics, beauty, etc.).

Why trusted?

It is invested by India’s famous industrialist Ratan Tata, which proves its reliability. I have used EarnKaro myself and successfully earned commissions.

Earning Methods:

• Create an affiliate link from EarnKaro and share it with friends and family.
• When someone makes a purchase through your link, you get a commission.
• You can also earn by referring friends.

EarnKaro calls itself India’s #1 affiliate platform and its commission rates vary by product category.

👉 Join EarnKaro and earn from affiliate marketing from home!

CashKaro

Even though the names of CashKaro and EarnKaro are similar, both are aimed at helping you earn money while shopping online. You get cashback on CashKaro, while you get commission on EarnKaro.

🔹How it works:
By creating a free account on CashKaro, you can shop at 1500+ partner stores (like Myntra, Amazon, Flipkart). You get cashback on every successful order, which is tracked in 5 minutes to 72 hours.

🔹Additional benefits:
You also get coupon codes while shopping, so that you can avail both extra discounts and cashback.

🔹Cashback redeem:
When your cashback reaches ₹250 or more, you can transfer it to the bank or buy a shopping gift card.

CashKaro is a beneficial app for online shoppers, with the help of which you can earn money along with shopping.

GigIndia

GigIndia is an online app that gives an opportunity to earn without any investment. It is open to students, housewives or any person. It acts as a bridge between companies and those looking for work.

🔹Work facility:
You do not need a laptop or computer to work here and you can work from home, which makes it especially beneficial for students and housewives.

🔹Joining process:
Joining this platform can be a bit difficult, as it is strict in selection to maintain its credibility. You can apply through the app or LinkedIn. You have to give 2-3 rounds of interviews for selection.

🔹Easy task:
No special skills are required here. The work includes easy tasks like getting the app downloaded or selling OTT packs.

🔹How to earn:
You get a share link, which on sharing gets commission on every successful download or purchase. Also, under the “Refer and Earn” program, you get up to ₹500 for every referral.

GigIndia is a good way to earn from home, especially for those who do not have any special skills.

ySense

ySense is an app where you can share your opinion by completing surveys and earn real USD. You can convert this earning into premium gift cards.

🔹Ways to Earn:

• Take Surveys: Earn by giving your opinion on movies, TV shows, shopping or products.
• Referral Program: Refer friends and get 30% bonus on their earnings.

🔹Joining and Bonuses:

Creating an account on ySense itself does not directly earn you money. Also, referrals get $0.10-$0.30 signup bonus, Plus, when your referred user earns their first $5.00, they receive an additional $2.00 bonus. and 10% commission on their activity.

🔹How to Withdraw:
The minimum withdrawal amount on ySense depends on the platform chosen:

• PayPal: Minimum withdrawal of $10.00.
• Amazon Gift Card: Minimum $8.00.
• Payoneer: Minimum $52.00.
• Other gift cards (e.g. Reward Link India, BookMyShow): Starting at a minimum of $5.00.

👉See the ySense website for more details.

💡How to earn ₹1000 per day:

Participate in surveys regularly and refer more people. Your earnings will be in USD, which can later be converted to INR and withdrawn.

FastWin

Fastwin is a popular online earning app in India where you can earn money by playing color prediction games. It has a total of 7 in-built games, which are fun and easy.

Earning Methods:

• Joining Telegram channel without referral code gives ₹20 bonus, while using referral code gives ₹250 bonus.
• You can earn up to ₹250 on every successful referral.
• Earnings can be withdrawn via UPI or bank transfer. The minimum withdrawal amount is ₹100.

Fastwin has an attractive user interface and good ratings too. Many people are earning good money daily from this app.

👉 Join Fastwin and earn from home by playing games!

TaskBucks

TaskBucks is a trusted online earning app in India, where you can earn money by completing small tasks, that too without any investment. This app is available on Play Store and has a rating of 4.3, as well as 1 crore+ downloads.

Ways of earning:

• You get a bonus of ₹10 on signup.
• Get up to ₹25 by referral program.
• First Referral: ₹18​
• Second Referral: ₹20​
• Third Referral: ₹25
• You get money for completing tasks like downloading the app, signing up and time spent.
• You can also earn from referrals – you get ₹63 for referring 3 friends.
• You can earn from ₹150 to ₹500 by completing finance related tasks (Demat, Trading or opening a bank account).

You can transfer the earnings to Paytm wallet. Through TaskBucks, you can earn well every day, that too without investment.

👉 Join TaskBucks and earn money from home by completing small tasks!

GlowRoad

GlowRoad is a popular reselling app in India, which has been acquired by Amazon. Through this app, you can start your business from home and earn up to ₹50,000 per month.

As of January 2025, GlowRoad has a network of over 6 million resellers across 1,000+ Indian cities, including 1 lakh active women resellers. From 2 million resellers in November 2021, the number grew to over 1 crore by April 2022.

Ways of earning:

• Signup is free and no investment is required.
• Share products on social media and earn commission on every order.
• On GlowRoad, you can decide your own profit margin.
• There is an opportunity to earn up to ₹300 on every successful referral.

Features of GlowRoad:

• Products are available in many categories like clothing, beauty, health, electronics, kids and food.
• The app has a product details sharing feature, so that you can easily share images, descriptions and size charts.

Through GlowRoad, people are doing business from home and earning good money.

👉 You can download the GlowRoad app directly from the Google Play Store: GlowRoad – Apps on Google Play.
If you have problems downloading, use this guide: Fix Can’t Install GlowRoad App Problem.

Toloka

Toloka App is a trusted online earning app where you can earn money by completing small tasks. Earlier it was known as Yandex. This app is available on Google Play Store, where it has a rating of 4.2 and so far it has been downloaded by more than 1 crore people.

You can earn money on Toloka by doing easy tasks, such as taking selfies, uploading photos of vehicles, data entry, solving quizzes, image classification, product comparison, surveys etc. There is a different payment for each task.

• According to Toloka, the average hourly earnings are displayed on the task card.
• According to Side Hustle Nation, most tasks pay less than $4/hour, with some earning users just a few cents.
• One user on Reddit said he earns around $30/day by working 2-3 hours a day and earning $0.17-$0.23 per task.

Apart from this, you can also earn from the referral program. When your friend completes a task on Toloka, you get a commission of 5% to 20% of his earnings.

✅Toloka Withdrawal Methods:

• Payoneer:
  • 💰 Minimum withdrawal: $20
  • 💸 Fees:
    • $1 per transaction (Toloka to Payoneer)
    • Up to 2% (Payoneer to bank)
  • 🔹 Withdrawal options: Bank account, Payoneer Mastercard
• Papara:
  • 💰 Details not fully specified
  • 🔹 Check Toloka help center for availability
• Faster Payments System (FPS) (For Russian citizens):
  • 💰 Minimum withdrawal:
    • $0.01 (once a week)
    • $1 (for subsequent withdrawals in the same week)
  • 💸 Fee: 0.11% per transaction
  • 🔹 Withdrawal options: Bank account

🚫 PayPal removed: No longer available as of ~1.4 years ago.
📌 General Process:

1. Go to “My money” in Toloka.
2. Select withdrawal method.
3. Enter the amount → Confirm.
4. Funds appear in a few hours to days.

Bigul

Bigul is a new but trusted trading and investing app developed by Bonanza Portfolio Limited. This platform provides the facility to transact in the stock market. Although Bigul is not as popular as Upstox or Zerodha yet, its referral program is making it popular among people.

You can earn ₹300 for every referral on this app. When the person you referred creates an account through your link, you get ₹100. If his account gets activated within 15 days, you get ₹200 more. Also, you can earn 15% lifetime of the brokerage generated by the person you refer.

This app also gives the opportunity to open a free demat account, which new people can start without any investment. The more people you refer, the more you will earn.

MobRog

The Mobrog app (developed by Splendid Research GmbH) is a great way to make money online. It has various surveys in which you can participate and share your opinion and get paid in return.

The best thing about this app is that it is compatible with many devices and has a rating of 4.2 stars (March 2025). 1 million+ users are using it because they are actually making money from it.

Although this app is trustworthy, there is no sign-up bonus on creating an account and it also does not have a referral program. The minimum withdrawal amount is ₹518.

• Withdrawal limit: €5 / $6.25.
• Frequency: Can request a withdrawal once every 24 hours.
• Payment options: PayPal, Skrill, EcoMatcher and gift cards (depending on country).

EarnEasy

EarnEasy app is a great way to earn money online without any investment required.

After signing up, you share your opinion by participating in online surveys and earn money in return. According to this app, you can earn from ₹100 to ₹1000 daily (March 2025).

The best part is that you can withdraw your earnings within 24 hours via UPI, bank transfer or Paytm.

HoneyGain

With the HoneyGain app, you can earn money online by sharing your internet connection. You get paid in USD or cryptocurrency.

Its specialty is that it does not take your personal information, it only takes the data required to provide the service. Apart from this, you can also earn through data sharing.

• Referral Bonus: Earn ₹10 for every referral.
• Additional Bonus: Earn ₹5 more if the referred friend uses the app.
• Total Earning: ₹15 on a successful referral.
• Sign-up Bonus: Get ₹50 bonus on registration with referral code.
• Withdrawal Terms: Minimum ₹200 balance required to redeem ₹50. Amounts above ₹200 can be redeemed with a minimum withdrawal of ₹50.

Meesho

Meesho app is India’s most popular reselling app, which can make money online without any investment.

It is especially beneficial for women, as it offers a large collection of women’s clothing at wholesale prices. The specialty of Meesho is that you can set your profit margin on each product.

You can buy goods from Meesho and sell them from home or get it delivered directly to the customer’s address. It offers confidential packaging, which keeps the source of the product secret.

On Meesho, you can sell not only clothes but also home decor, beauty, health, jewelry, bags, shoes, electronics etc. It is a great option to start your business from home.

Amazon shopping app

You can also earn money online without investment with the Amazon app. It is not just a shopping platform, but also a great way to earn through affiliate marketing.

You can join Amazon’s affiliate program for free. In this, you have to share links of Amazon products. When someone makes a purchase from that link, you get a commission.

Having a website or blog is beneficial for more earnings. In this, you can write articles on products and add affiliate links. When people search for products on Google, they can come to your website and make you earn by shopping from the link.

You can also increase your earnings by sharing links on social media platforms like Facebook, WhatsApp.

NiyoX

NiyoX is an online banking app, which is operated in collaboration with Niyo Digital Bank and Equitas Small Finance Bank. All transactions done through it are completed through Equitas Small Finance Bank.

The special thing about this app is that you can also earn money through referrals.

• Refer a friend and get a scratch card up to ₹200.
• Friend needs to open a NiyoX account with your code and deposit ₹999+.
• Both will get a scratch card up to ₹200 instantly.

🔹Steps:

• Login: Get referral code in NiyoX app.
• Share code: Refer friends.
• Deposit: Friend deposits ₹999+.
• Get reward: Both will get a scratch card.

• Win up to ₹1,000 on up to 5 referrals.
• No minimum balance required.
• Use Google Pay to withdrawal.
• See NiyoX “Refer and Earn” page for more details.

NiyoX is a reliable platform because your account opens in Equitas Small Finance Bank, which is a reputed bank. The money earned from referrals is deposited directly into your NiyoX account.

In today’s time, NiyoX app is a reliable option to earn online without any initial investment.

Snapchat

Snapchat is not just a social media platform, but it is also a way to earn money without any investment. It has launched a feature called Spotlight, which is similar to Instagram Reels and YouTube Shorts.

✅Snapchat Unified Monetization Program:

• Spotlight Rewards Program closed on January 31, 2025.
• New program: Earn through advertising on Stories and Spotlight.

🔹Eligibility:

• 50,000+ followers on public profile.
• Complete one of the following in the last 28 days:
• 10M Snap views,
• 1M Spotlight views, or
• 12,000 hours of view time.

🔹Posting:

• 25+ posts per month (Saved Stories/Spotlight).
• Post to a public Story/Spotlight on 10 different days in 28 days.

🔹See Snapchat Creator Hub for more details.

Qureka

Qureka is an online quiz app where you can earn real money by playing live quiz games. It is a free-to-play app that has daily quizzes with cash prizes. Apart from this, it also offers games like BrainBaazi, BrainBaazi Junior and Qureka Pro.

👉How to earn money:

• Register on the app and create an account.
• Participate in the daily quiz and win cash by answering correctly.
• The more questions you answer correctly, the more you earn.
• Earn from referrals too – earn up to ₹100 by adding friends to the app.

💸Withdrawal details:

• You can withdraw money if you have a minimum of ₹300.
• There is an option to payout on UPI, bank transfer or mobile.

👉Download now and earn from your knowledge!

Pocket Money

Pocket Money is an online app that lets you earn money in your free time. It has tasks like downloading apps, watching videos and taking surveys, which can earn you cash.

👉How to earn:

• Download the app and register.
• Complete tasks and earn Paytm cash.
• Earn up to ₹50 from referrals – get extra income by adding friends to the app.

💸How to withdraw money:

• You can earn Paytm cash or mobile recharge for a minimum of ₹300.
• The app is completely reliable and you get free Paytm cash as soon as you join.

✅Download now and earn money in your free time!

CashNGifts

Through the CashNGifts app, you can earn rewards by completing surveys, watching videos and participating in other easy activities. You can redeem the points earned from this app in gift cards, mobile recharge and cash via PayPal.

✅CashNGifts Referral Program:

• Referral Bonus: 70 points on friend’s registration + 60 points on first redeem = total 130 points.
• Lifetime Commission: 15% commission on every offer a friend makes.
• New User Bonus: 150 points on joining.

🔹 Check CashNGifts Help section for more details.

The minimum threshold to redeem earnings from CashNGifts is ₹50. You can withdraw it in the form of Paytm cash, mobile recharge or gift vouchers.

Is this app trustworthy?

CashNGifts is a genuine and reliable platform that offers sign-up bonuses and cashback offers to new users. Apart from this, its customer support team is very active and helpful, which resolves any problem immediately.

According to the latest data, this app has become quite popular in India, and millions of people are regularly earning free Paytm cash and gift cards by using it. This platform can be a great option to earn extra money in free time.

The Panel Station

The Panel Station is a great online survey app that rewards you for participating in surveys. This app has surveys on many topics like technology, health, on completing which you can get gift cards or other rewards.

This app is easy to use and the surveys are also short and accurate. Apart from this, you can also earn by referring your friends. You get up to 500 points on every referral.

✅The Panel Station Minimum Withdrawal:

• In India: 3,000 points = ₹300 voucher (Paytm, Amazon, Flipkart).
• Other Countries: 3,000 points have different values, such as:
  • USA: $6.50 AUD,
  • South Africa: 60 Rand,
  • Philippines: 200 PHP.
• Location-Based Variation: Point value may vary by country and reward option.
• Better Returns: Redeeming 5,000 points offers higher rewards than multiple smaller redemptions.

This is a trusted app, from which you can earn well in your free time.

Google Opinion Rewards

Google Opinion Rewards is a popular earning app, which is operated by Google. In this, you get Google Play credits for answering small surveys. You do not have to spend any money to use it, it is completely free.

This app was launched in 2016 and has been downloaded 100 million+ times so far. However, you do not get surveys every day. A new survey comes every 2-3 days, on completing which your earnings are immediately added to your account.

You cannot transfer the earnings of this app directly to the bank or wallet. It gets added to your Google Play balance, which you can use to buy apps, e-books, movies or games. For iOS users, this feature also gives the option to transfer to PayPal.

This is a great option to earn money in free time.

Task Mate

Task Mate is another great app from Google that lets you earn money by completing small tasks. Earlier, a referral code was required to use it, but now it is available to everyone.

In this app, you get small tasks like taking photos, voice recording, transcribing text, and filling surveys. However, not all tasks are available in the beginning, so keep the app installed in the phone. When tasks come, you will get a notification.

The best part is that you can transfer the earnings directly to UPI or bank account. This app is a reliable option for earning online without investment.

Pawns.app

Pawns.app is a global money earning app that lets you earn money by completing surveys and sharing your internet’s spare bandwidth. Its specialty is its low withdrawal limit, which is just $5.

The surveys in this app are short and easy, allowing you to earn money in your free time. You can use multiple devices with different networks and different IPs on the same account, which increases earnings.

Withdrawal options such as PayPal, cryptocurrency and gift cards are available, depending on your location. This app works on platforms like Android, iOS, Windows, macOS and Linux.

This is a reliable app that lets you earn passive income.

CashKarma

CashKarma is an online earning app where you can earn money by completing surveys and completing offers. In this, companies pay you in exchange for giving your opinion.

On this platform, you get surveys with good payouts. Apart from this, achievement badges are also available in the app, which gives you additional bonuses. As you level up, your earnings increase.

With CashKarma, you can redeem your earnings in PayPal cash or gift cards (Amazon, Walmart, Google Play, iTunes, Xbox, PlayStation). This is a great app to earn money in free time.

Givvy

Givvy is a free money earning app where you can earn money by playing simple games and inviting friends. In the app, you can collect Givvy coins, which are later converted into real cash.

The specialty of this app is that it transfers your earnings to your bank account within 24 hours.

Givvy also has a giveaway list, in which you can sign up and get a chance to win free prizes. On winning, your prize money is added directly to the Givvy balance.

On this app, you can earn money by playing fun games like tic-tac-toe, math challenges and memory games. This is a great way to increase income in free time.

My11Circle

My11 Circle is a fantasy cricket app where you can get a chance to win real cash by creating your favorite team. You can earn money by participating in daily contests and tournaments.

✅My11Circle Referral Program:

• Instant Bonus: Get ₹51 instantly when your friend plays their first cash game.
• Ongoing Rewards: Get ₹4 for every ₹40 your friend spends (up to 125 times), total ₹500.
• Total Bonus: Earn ₹551 per referral.
• No Limit: Can refer unlimited friends.
• Bonus Usage: Bonus cash can only be used to participate in contests or purchase boosters, cannot be withdrawn.

The minimum withdrawal of My11 Circle is ₹100. You can withdraw your earnings through Paytm, bank transfer or UPI. This is a great earning app for cricket lovers.

Gamezy

Gamezy app is a fantasy sports platform where you can create your dream team and compete with other players. It includes many sports like cricket, football, kabaddi and basketball. It offers contests with different entry fees and prize money, by participating in which you can win cash prizes.

Gamezy’s interface is user-friendly and its gameplay is fun and exciting. This is a great option for sports lovers, where they can earn real rewards by showing their skills.

✅Gamezy Referral Program:

• ₹20 Gameplay: You get ₹20 bonus, friend gets ₹20 bonus.
• ₹100 Gameplay: You get ₹5 bonus, friend gets ₹20 bonus.
• ₹1,000 Gameplay: You get ₹30 bonus, friend gets ₹10 bonus.
• ₹10,000 Gameplay: You get ₹200 bonus, friend gets ₹50 bonus.
• ₹1,00,000 Gameplay: You get ₹2,000 bonus, friend gets ₹500 bonus.
• ₹5,00,000 Gameplay: You get ₹10,201 bonus, friend gets ₹2,000 bonus.
• Total Earning: ₹12,516 per referral, ₹2,615 to friend.
• No Limit: Can refer unlimited friends.
• Condition: Friend must play a cash game in 30 days.

🔹 Check Gamezy app for more details.

The minimum withdrawal limit is just ₹25 & the maximum withdrawal limit is just ₹2,00,000. You can withdraw your earnings through Paytm, bank transfer, UPI, PayU, bank card or net banking. In today’s time, this is a great app from which you can earn extra money.

Zupee

Zupee App is an online gaming platform that gives you a chance to win real cash by playing games. It has a total of 8 games like Ludo Supreme, Ludo Turbo, and Zupee Cricket Card, from which you can choose the game of your choice. Its popularity can be gauged from the fact that it has more than 2 crore users.

Its specialty is that this app is recognized by reputed organizations like All India Gaming Federation, FICCI and IAMAI, making it a legal and safe platform where you can play real money games without any fear.

This app seems completely trustworthy. You get a ₹10 bonus on sign-up and can earn up to ₹100 per friend through referrals. The best part is that its minimum withdrawal limit is just ₹60. You can easily withdraw your earnings through Razorpay, Juicepay and Cashfree.

📅As of March 2025, this app can be a great option for extra income.

RummyCulture

RummyCulture is an online rummy gaming app where you can earn real cash by playing rummy. In this app, you get many game modes like Points Rummy, Pool Rummy and Deals Rummy, which makes the game experience more exciting.

The special thing about RummyCulture is that it gives a welcome bonus of ₹100 to new users. Also, you can earn up to ₹20,000 game cash by referring your friends. There are also daily and weekly tournaments, by participating in which you can win great prizes.

Cash withdrawal: With a minimum of ₹100, you can withdraw your earned money through bank transfer or net banking.

• This platform is completely safe and reliable.
• As of today, this app is very popular in India and millions of users are using it.

🔥If you are a Rummy enthusiast, this app can be a great opportunity to earn money! 💰

Userfeel

The Userfeel app is a great option for earning online, especially if you are not interested in downloading and completing surveys. Through this app, you can test websites on mobile, desktop and tablet. In this, you use the website and give feedback on its performance.

To test the website, you have to do testing in the app, in which the screen and sound are recorded. This video is uploaded to Userfeel’s server. For completing each test, you get such rewards:

✅Earnings on Userfeel:

• 5 min test: $3.
• 20 min test: $10 (most common).
• 40 min test: $20.
• 60 min test: $30.

• Payment: After test approval, earnings are added to Userfeel wallet and you can transfer it to PayPal.
• Test availability: Tests are available according to your profile and rating, some get multiple tests a week, some get fewer.

The duration of the test is 10 to 20 minutes, so you can earn good money in a short time. It is a trusted platform where you can earn online without any investment.

Loco

Loco is an easy way to earn money. Just watch live game streams and get rewarded with Google Play vouchers.

It may not be cash, but getting free vouchers is a good deal.

To earn more:

• Refer others in the Refer and Earn program.
• Play quizzes and get bonuses by watching ads.

✅Redeeming ₹50 Google Play Voucher on Loco App:

• Required Coins: 50,000 coins needed.
• Conversion Rate: 1,000 coins = ₹1.
• Calculation:
  • ₹50 × 1,000 = 50,000 coins.
• Note: Redemption rates and rewards may change over time. For the latest information, check the ‘Redeem’ section in the Loco app.

💡If you love watching gaming streams, this app is worth trying.

Cointiply

Cointiply is a popular app that lets you earn money without investment. It has 1 million+ downloads and has paid out over $12 million so far.

Ways to earn:

• Watch ads, play games, download apps, and take surveys.
• Participate in contests and get bonuses.

📌 This app does not pay out cash directly but rewards in cryptocurrencies like Bitcoin and Dogecoin.
✅To earn ₹100 on Cointiply:

• Required Coins: You need 1,000,000 Coins.
• Coin Value: 10,000 Coins = $1.
• Exchange Rate: $1 ≈ ₹85.95 (as of March 24, 2025).
• Calculation:
  • To earn ₹100, you need approximately $1.16.
  • 11,600 Coins = $1.16.
  • For ₹100, you need around 1,000,000 Coins.
• Note: Exchange rates may vary, slightly affecting the required number of coins.

✅You can convert crypto to cash from platforms like Coinbase or WazirX.

Roz Dhan

Roz Dhan is a great app from which you can earn money for free. Earn by reading news, watching videos, playing games and inviting friends.

💡 Ways to earn:

• Get a bonus on daily check-in.
• Participate in daily and weekly contests.

📌 As of today, Roz Dhan gives a bonus of ₹50 as soon as you create an account.

✅ You get ₹12 for referring a friend.

🔹 You can withdraw money through Paytm or UPI when you have ₹100.

⚡ This is a trusted app, from which you can earn good money in your free time.

Hike Rush

Hike Rush is a gaming app where you can win real cash prizes. It is a bot-free platform where all players are real people.

💡 Ways to earn:

• Win games and get cash prizes.
• Earn bonuses by referring friends.

📌 As of today, Hike Rush gives a bonus of ₹50 as soon as you join.

✅ Rush App Referral Program:

• Earn Up to ₹1,000 per Referral:
  • ₹15 when your friend signs up using your referral link.
  • 50% of your friend’s first deposit (up to ₹55).
  • Additional bonuses as your friend continues playing, totaling up to ₹1,000.

✅ Example of Earnings:

• Sign-up Bonus: ₹15.
• Deposit Bonus: If your friend deposits ₹100, you earn ₹50 (50% of ₹100).
• Cumulative Bonus: As they keep playing, you can earn up to ₹1,000.

✅ Additional Benefits:

• Unlimited Referrals: No cap on the number of friends you can refer.
• Instant Credits: Earnings are instantly credited to your Rush wallet.

🔹 When you have ₹100, you can withdraw money from Bank, Paytm, PhonePe or Bhim.

⚡This is an RNG certified and trusted app, from which you can earn good money in free time.

Foap

Foap is a photography app that gives you the opportunity to sell your photos and videos online. On this platform, you can upload photos and videos directly from your mobile, which become available to brands and individuals around the world. ​

One of the key features of Foap is ‘Missions’, where you can win cash prizes by participating in photo contests. Also, you can create your personal portfolio, allowing potential buyers to see your photography skills. ​

The platform is designed to provide a simple and enjoyable experience for users. There is no signup bonus or referral earning system available on Foap.

• A minimum balance of $50 is required to withdraw earnings from the Foap app.
• Once the balance is complete, you can request a payout to your registered PayPal account.
• The payment process usually takes 5 to 8 business days.
• The PayPal account must be in the user’s name to carry out the transaction. ​

Foap is an excellent option for photographers who want to earn an income online from their photos. However, considering the lack of additional incentives, users should keep these things in mind while using this platform.

PhonePe

PhonePe is one of the most popular and most downloaded UPI transaction apps in India. It allows you to send and receive money easily and also offers an excellent referral program.

👉 How to Earn:
Share your referral link with friends and family. When they download the app and complete their first transaction, you will receive a ₹100 PhonePe gift card.

💡 Key Points:

• You will get a ₹100 gift card, not cash.
• This gift card can only be used for mobile recharges, DTH recharges, and other services on the PhonePe platform.
• You can send unlimited referral links and earn ₹100 for each successful referral.

Rooter

Rooter is a sports social platform where you can participate in discussions, debates and polls while watching live matches. Also, you get a chance to win cash prizes for making correct predictions.

Rooter Refer & Earn Program

• Sign-up Bonus: New users get 300 coins upon registration.
• Referral Bonus: For every successful referral you get 200 coins.

Redemption Options:

• Paytm Cash: You can convert coins to Paytm Cash for as low as ₹25.
• In-Game Currency: Coins can also be exchanged to PUBG Mobile UC or Free Fire Diamonds.

Steps to Refer:

• Open the Rooter app and go to the menu.
• Select “Invite and Earn” option.
• Copy your referral link/code.
• Share with friends.

👉 Program is subject to change, check the latest terms on the Rooter app or website.

Upstox

Upstox is a popular stock trading app in India, where you can buy and sell shares, commodities and currency derivatives.

👉 Ways to earn:

• Invest in the stock market and sell at a profit.
• Up to ₹1000 brokerage cash bonus is available on joining.
• The minimum withdrawal limit is ₹100, which you can withdraw through IMPS.

💡 Important points:

• Brokerage charges are levied on every trade, which can affect your profits.
• There is no option to earn directly from share trading.
• No referral or sign-up bonus is given.

This platform is reliable and still active, but caution and research is necessary before investing.

Vision11

Vision11 is a popular fantasy sports app where you can create your virtual team and compete with other users in sports like cricket, football, kabaddi, handball, baseball, and hockey. The platform is India’s fastest growing fantasy sports platform with over 2 crore loyal users.

Key Features:

• Real-time Scores & Player Stats: Get live scores of matches and player performance information.
• Daily Contests: More than 200 contests are held every day in which you can participate and win cash prizes by paying just ₹1.
• Reverse Fantasy: If you want to try something new, take part in reverse fantasy where you have to create a team of the lowest scoring players.​

Bonus and Referral Program:

• Sign-up Bonus: Get a free cash bonus of ₹500 on registration.​
• Referral Bonus: Get an additional bonus of ₹500 on inviting your friends and 10% commission on their earnings.​
• Withdrawal Options: You can withdraw your winnings via bank transfer, Paytm, PhonePe, and Google Pay. The minimum withdrawal amount is ₹100, so you can easily avail your earnings.​
• Legal Status: Vision11 operates legally in India and is available in most states. However, the service is not available in Assam, Sikkim, Nagaland, Andhra Pradesh, and Telangana.​

Note: This game may involve financial risk and may be addictive. Please play responsibly and participate at your own risk.

Wrapping Up

In 2025, money earning apps without investment have become a game-changer, offering countless opportunities to make extra income from home. Whether you prefer completing simple tasks, playing games, taking surveys, or referring friends, these apps provide an easy and risk-free way to earn ₹1000+ daily.

✅ With instant Paytm and bank withdrawals, these apps make it easier than ever to cash out your earnings and meet your financial needs. Plus, by using the tips and strategies shared in this article, you can maximize your income and earn even more!

🔥 But why stop here? There are many more exciting ways to earn money online, boost your savings, and improve your financial knowledge. Head over to TechGrosir.com and explore our latest articles on online earning apps, investment tips, and smart money-making strategies.

👉 Don’t miss out! Visit TechGrosir.com now and unlock even more ways to earn and grow your income online!

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FAQs – Money Earning Apps Without Investment