PhonePe is one of the most trusted companies in our country, which provides many facilities like online payment, shopping, recharge etc. However, to avail full services, you must know how to use PhonePe Without ATM Card.

Earlier, an ATM card was required to create a PhonePe account, but if you do not have an ATM and want to use PhonePe, then there is a good news for you. Now even without an ATM, you can create a PhonePe account and avail all its benefits.

In this article, we are going to tell you the complete step-by-step process to use PhonePe without ATM Card. So, if you are excited to know about it then you will have to read this article carefully till end, without further delay, let’s get started!

Use PhonePe without ATM Card

All users can do online transactions through PhonePe, but earlier it required an ATM, which many people did not have. For this reason, many people were not able to use PhonePe. In today’s article, we are going to give your complete process that you can use PhonePe with Aadhar Card.

Now everyone can create a PhonePe account using only their Aadhar card and take advantage of facilities like online transactions, recharging, billing and more, so read this article till end so that you could knew the complete process of using PhonePe via Aadhar Card.

PhonePe Aadhar UPI – Overview

PhonePe Aadhar UPI Bank List

UPI service can be activated in any bank using Aadhaar card, but some of the major banks in which this service is available are given below:

• State Bank of India
• Punjab National Bank
• Bank of Baroda
• Union Bank of India
• Canara Bank
• Airtel Payments Bank Ltd.
• Bank of India
• Central Bank of India
• HDFC Bank
• ICICI Bank

Apart from this, there are many other banks which provide UPI services with Aadhaar card.

Required Documents to use PhonePe Without ATM Card

If you want to use PhonePe with Aadhar Card, then you must have these following required documents:

• Aadhaar Card of the individual
• Mobile Number of the Individual (Mobile number should be linked to the bank and Aadhaar card)
• Bank Account

Benefits of PhonePe App

As you know, in today’s era everything is becoming increasingly digital. In this digital age, Phone Pay has emerged as a great option. Citizens can easily send money from one place to another through Phone Pay.

Apart from this, many games are also available in the Phone Pay app, from which users can win a lot of money. Digital services like ticket booking, insurance, loan are also available through Phone Pay. You can see other updates related to Phone Pay in the article below.

How to use PhonePe with Aadhar Card?

If you don’t have an ATM card and want to make online transactions, you can easily use Phone UPI with Aadhaar card by following the steps given below.

Step 1: First of all, you have to go to Google Play Store.

Step 2: Then you have to search PhonePe app and you will see the PhonePe option is search results, simple select it and download it.

Step 3: After downloading PhonePe App, you have to simply open up it.

Step 4: After that you will have to enter your mobile number to login.

Step 5: Then you will see an OTP in message, enter it.

Step 6: After successfully logging in, click on Profile Details that will be appearing in left top corner.

Step 7: Then click on “Bank Account”.

Step 8: After that click on “Add New Bank Account” below.

Step 9: OTP will come on the number linked to your bank, which will be automatically verified.

Step 10: The option of “Create UPI” will appear, click on it.

Step 11: The option to add a bank account will come, click on “Authenticate Using Aadhaar” in it.

Step 12: Enter the Aadhaar card information, then click on “Continue”.

Step 13: After that OTP will come again on the mobile number linked to your Aadhaar, enter it.

Step 14: After this, OTP will be received again from Aadhaar, which will be automatically fetched.

Step 15: Generate your UPI PIN and remember it, as it will be used for sending and checking money.

Thus, you can easily use PhonePe with Aadhar Card.

Wrapping Up

In this article I have given you complete information about How to use PhonePe without ATM Card, during the session we have also told you about benefits of PhonePe.

I have tried my best to give you complete A to Z information about to use PhonePe without ATM Card in this article, but still if any information is missing or if you have any questions related to your article then you can tell me in the comment box. I will quickly try to answer your questions.

That’s all in this article, we hope you like this article written by us, please share this article with your friends on social media, and keep visiting our blog to read such articles.

FAQs~ How to use PhonePe Without ATM Card