In today’s digital age, protecting your personal information has become more important than ever. If you are concerned about your data privacy and want to know how to delete PhonePe History on your phone, then you are in the right place!
In this article, we will guide you on the process of erasing history on your phone, including transactions, bank account information, and other personal data. So, without further any delay, let’s know how to delete PhonePe history and protect your privacy!
What is Transaction History?
Transaction history is information that records the details of all the transactions you have made. You will find this type of information on almost all finance apps.
All this information is automatically saved by the app for your convenience. This will not affect your future, and you can see all your payments in one place.
How to See Transaction History on PhonePe?
To view transaction history in PhonePe, follow the steps given below:
- First of all, log in to your PhonePe account.
- After this, you will see a history button at the bottom right. Click on it.
- Now your transaction history will appear in front of you. You will be able to see what payments you have made in the past.
By following all these steps you can view the transaction history of your PhonePe.
How to Delete PhonePe History Permanently?
If you want to delete PhonePe history, you have to follow the following easy steps:
Step 1: First of all, log in to your PhonePe account.
Step 2: You will see ‘Question Mark’ at the right top corner beside the notification option. Click on it.
Step 3: After clicking on ‘Question Mark’, you will see a ‘Profile & Payments’ option, click on it.
Step 4: After that you will have to click on ‘My PhonePe Profile’ option.
Step 5: After clicking on this option, you will have to click on ‘My PhonePe Account Details’.
Step 6: Here you will see ‘Changing or deleting details’ option.
Step 7: You have to click on ‘Changing or deleting details’, at last, you will see an option – ‘Can I delete all my payment details on PhonePe?’
Step 8: After clicking on it RBI’s Guidelines will be come up in front of you, here you can see that the guidelines of RBI is saying that you can delete your payments/transactions from the app.
Finally, we can say that nowadays you can not delete your payment/transactions history, later any updates will come regarding deleting payments/transactions history then i will definitely inform you.
How to Deactivate your Phonepe Account Permanently
If you want to delete or deactivate your account after deleting PhonePe history, follow these simple steps:
- Start by logging into your PhonePe account using your credentials.
- Once you are logged in, look for the ‘Question Mark‘ icon at the right top corner of the screen and tap on it.
- After clicking on ‘Question Mark’, you will see a ‘Profile & Payments’ option, click on it.
- After that you will have to click on ‘My PhonePe Profile’ option.
- Now, click on “My PhonePe Account Details” from the available options.
- After clicking on this option, you will have to click on ‘Deactivating PhonePe Account’.
- Now you will have two different choices, you can deactivate your PhonePe Account Temporarily or Permanently.
- Here you can choose any option according to your needs.
- If you choose to deactivate your PhonePe Account Permanently then you will have to click on ‘Can I close my account permanently?’ option.
- After choosing this option, PhonePe will ask you that why your are closing you PhonePe account permanently.
- Here you can give any reason as per options.
- Finally you will have to click on ‘DEACTIVATE PHONEPE ACCOUNT’, after clicking on this option, PhonePe’s Bot will give you some instructions like – after deleting you account permanently, you payment history will not be deleted.
- After that you will have to click on ‘Yes, deactivate’ option.
- After choosing this option, PhonePe’s Bot will give you instructions to withdraw your Gold, money from wallet and unlink your Bank.
After doing these three things, your PhonePe Account will be deactivate permanently.
How to Use PhonePe?
To use PhonePe, users first need to download the app from the App Store or Google Play Store and set up their accounts. Next, they need to link their bank account, debit card, or credit card to the app. Users can transfer money to other PhonePe users, pay utility bills, buy insurance, and even invest in mutual funds using the app. Apart from this, the app also allows users to make payments in offline stores by scanning QR codes.
Best tips for Protecting Your PhonePe Transaction History
Maintaining the security and privacy of your transaction history on PhonePe is very essential. Here are some tips that can help keep your account data safe.
Update the app regularly: The PhonePe app is updated frequently to improve its features, fix bugs, and improve security standards. Hence, updating your app regularly from your device’s official app store keeps you safe from potential threats.
Create strong credentials: One of the most basic and often overlooked methods to maintain privacy is to use strong login credentials. These are your first line of defence against unauthorized persons and transaction data. You can make your passcode strong by combining numbers, letters, and special characters.
Use two-factor authentication: Two-factor authentication (2FA) adds an additional layer of security to your PhonePe account. Combined with your username and password, 2FA provides better protection against identity theft and fraud.
Always use a trusted network connection: Using public Wi-Fi can be convenient, but these are often unsecured and can put your personal and transaction data at risk. Therefore, always use a secure and reliable network connection for transactions and other sensitive activities.
Security of digital payment apps like PhonePe is a shared responsibility. Companies implement high-level security measures to protect your data, but your careful use is just as important.
If you are ever in doubt about anything or need help, don’t hesitate to contact PhonePe customer support. They are ready to answer your questions or help you with any technical issues.
Alternatives of PhonePe
If you need a more flexible transaction history management platform, consider looking for other digital payment apps. Keep in mind that all legitimate services comply with financial regulations and legal requirements, so permanently deleting transaction history will not be allowed. Still, there may be variations in usability, simplicity, and features that may help PhonePe better meet your needs.
Google Pay: Google Pay offers an intuitive interface and strong security. It also has rewards for transactions, which may be attractive to some users.
Paytm: Paytm is a major player in the digital transaction space. It offers booking of flights, movies, and prepaid mobile and DTH services, in addition to standard financial transactions.
Amazon Pay: If you use Amazon regularly, Amazon Pay may be a convenient option. It integrates seamlessly with the Amazon ecosystem, making shopping transactions easy and profitable.
BHIM: Developed by the National Payments Corporation of India, BHIM is a simple app for UPI payments without any additional features.
It’s important to explore these options and evaluate their pros and cons so you can decide which one is best for you.
Wrapping Up
I sincerely hope that I have given you all the necessary information about how to delete PhonePe history and account permanently, and you have understood how to delete PhonePe history and account permanently. I request all my readers to share this information with their neighbors, relatives and friends as well, so that awareness increases among us and everyone can benefit from it.
I always try to help my readers in every possible way. If you have any questions in your mind, you can ask me without any hesitation. I will try to solve some of your doubts.
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FAQs About Deleting PhonePe history & Account
How to cancel pending PhonePe transaction?
Pending PhonePe transactions cannot be canceled as they either become successful or show a failed status.
Can I delete PhonePe History?
No, According to RBI’s Guidelines, you can not delete your transaction history on PhonePe, To do this you have to read this article carefully.
Where is transaction history in PhonePe?
There is a menu bar at the bottom of the home page of the PhonePe app. You will see the option of History in the menu bar. By clicking on this option you can see PhonePe transaction history.
Can I delete my PhonePe account?
You can absolutely delete your PhonePe account. If you delete your account, you will lose all your data, including transaction history and linked bank accounts. Once an action is erased, it cannot be undone.
Will deleting my PhonePe account affect my UPI ID?
Yes, if you cancel your PhonePe account, it will permanently deactivate your UPI ID. If you want to use UPI services, you may have to obtain a new UPI ID through some other means.
How do I pay bills on PhonePe?
To pay bills on PhonePe, simply select the ‘Bills’ option on the homepage of the app and choose the bill you want to pay. Enter the amount and make payment using your preferred payment mode.
